Recommended Concealed Carry Insurance (2026)
Quick answer: Concealed carry insurance and legal-defense memberships help pay for an attorney, defense costs and sometimes bail and civil damages after a self-defense incident. The two providers we currently feature are Right To Bear and CCW Safe, both starting around $19 a month. Coverage structures differ, so compare the terms before you enroll.
Reviewed and updated October 30, 2026 by Daniel Guerra. Concealed Carry Society may earn a commission if you enroll through these links. This is not insurance or legal advice.
| Provider | At a glance |
|---|---|
| Right To Bear | Self-defense liability and legal-defense plans with optional add-ons; from about $19/month |
| CCW Safe | Membership that funds your attorney and defense costs directly, with civil coverage options; from about $19/month |
| USCCA | Insurance bundled with training; $39–$59/month |
Full side-by-side comparison: Best Concealed Carry Insurance Compared · Right To Bear vs CCW Safe · Right To Bear review · CCW Safe review · USCCA review.
Carry Insurance FAQ
Do I need concealed carry insurance?
It is not legally required, but legal defense after a self-defense incident can cost tens of thousands of dollars or more. Many carriers buy a plan for that reason.
How much does concealed carry insurance cost?
Popular plans range from about $19 to $59 a month depending on the provider and coverage options.
Does homeowners insurance cover self-defense?
Often not for criminal defense, and many policies exclude intentional acts. See our carry insurance vs umbrella policy guide.